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“This makes a huge amount, but you may reduce by half, the jalapenos are optional add in if you like heat, The salsa must be slightly drained over a strainer or the dip will become to watery. Serve this with chips of choice. Servings is only estimated.”

Ingredients Nutrition

  • 1 (1 ounce) package taco seasoning mix, divided
  • 1 (16 ounce) can refried beans
  • 12 ounces cream cheese, softened (can use two 8-ounce packages)
  • 1 (16 ounce) container sour cream
  • 2 cups salsa, slightly drained
  • 2 plum tomatoes, finely chopped
  • 1 jalapeno pepper, seeded and finely chopped (optional)
  • 6 green onions, chopped
  • 4 cups finely shredded head lettuce
  • 12 cup canned sliced black olives, drained
  • 12 cup green sliced green olives, drained
  • 2 cups shredded Mexican blend cheese (or use cheddar)


  1. In a bowl mix HALF the package of taco seasoning mix with the refried beans until combined, then spread in a 13 x 9-inch baking dish (or a long serving platter).
  2. In another bowl mix the remaining half of taco seasoning mix with the softened cream cheese and sour cream until well blended; spread over the refried beans.
  3. Spread the drained salsa over the refried beans.
  4. Sprinkle chopped tomatoes over the salsa then green onions and shredded lettuce.
  5. Top with shredded cheese, then sprinkle with green or black sliced olives.
  6. Delicious!

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